車 car

Saturday, October 29, 2016

車禍處理流程 How to deal with car accident on the spot

-On the spot:
  1. no matter what happened, call the police: 911 (The calling will leave a record for future reference and it could be an evidence. Also for the insurance stuff.)
  2. Put down the license plate of the car
  3. Take photos immediately on everything as an evidence
  4. Have a picture on the driver’s license number and the insurance policy card
-After you get home:
Call lawyer assistant as soon as possible. They could claim more compensation for you!

713-333-3333 #222 ask for Linda

She could assess your situation and tell you if they could help you to deal with medical payment (including physical therapy like massage) with the insurance company. This would save you a lot of effort to deal with insurance company.

They will help you to file paper work on the accident. After they get the money from the accident, this will be divided into three parts. One for you, one for the therapy clinic and the another one for lawyer. You don't need to pay them with extra money.

Usually, people don't know that they could ask help from lawyer. The lawyer will help you to get more compensation from this accident. I recommend to ask the help from lawyer and you will get free therapy session and also some compensation from the opposite insurance company.

這裡有一篇文章在講處理流程,其中更詳細可以參考:
http://cn.dealmoon.com/What-To-Do-After-A-Car-Accident/424823.html

1.關於文章裡強調要叫救護車,有網友認為有爭議,以下是他的原文:
『@mengmengmengmeng: 叫救护车那条纯是瞎说,我就是做保险的,根本不会因为你叫救护车了态度好,等你看到账单了你就傻了,很多东西保险不cover的。即便对方责任,急救账单很容易达到2W以上,对方如果保额只有2.5w,medical bill就是你自己付』

2.文章下面有很多網友的意見,常見的狀況是當下沒有請警察,對方先是認錯,但是隔了一天,對方反咬一口認為是完全不是他的責任,所以強調一定要請警察來做官方report還有自己要拍照錄影留下各方面的證據。

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